Kayla Hartman

Kayla Hartman

Data Analyst @ Alloy | enthused by the intersection of data, urban studies, and business

Recent posts by Kayla Hartman

3 min read

What Sets Alloy Apart

By Kayla Hartman on Feb 24, 2020 11:45:00 AM

Shortly after moving to New York City, I applied for a new credit card online. Given the lack of history at my new address, I received a notice in the mail requesting a utility bill as proof of my address. Despite having several documents to prove my address, the process of submitting proof felt too cumbersome and I abandoned the application. Little did I know that three years later I’d be working at a fintech company devoted to improving this very process — digital account opening.

Topics: Fintech Data Science
3 min read

Data and Machine Learning in Financial Fraud Prevention

By Kayla Hartman on Jul 29, 2019 11:45:00 AM

In the 2018 Global Economic Crime and Fraud Survey, PWC writes, “When it comes to fraud, technology is a double-edged sword. It is both a potential threat and a potential protector.” Huge advancements have been made in the payment space with shifts towards digital account opening, allowing people to apply for accounts strictly online. As shown below, digital account opening has become so ubiquitous, it is now an expectation.

Topics: Fraud Machine Learning Data Science Digital Payment
3 min read

KYC (Know Your Company) at Alloy

By Kayla Hartman on May 1, 2019 11:45:00 AM

Sure, KYC typically stands for “know your customer”, not “know your company”, but that does not mean knowing your company is any less important. At the start of a new job, there is a learning curve, during which it is essential to not only understand the ins and outs of the role, but to also develop a sense of the team and the company as a whole. To start, some important questions to think about are:

Topics: Fintech Digital Identity Financial Fraud