Credit underwriting was once more art than science, with individual bank loan officers examining each application. Today, an ever expanding universe of data feeds sophisticated decisioning models.
2 min read
How Neobank cred.ai is Rethinking Conventional Credit Decisioning
By Andra Hrycenko on Dec 22, 2020 2:02:38 PM
Topics: Fintech Fintechs Financial Services Landscape Identity Verification
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How Alloy + Middesk Supported SBA Lenders During the PPP
By Njeri Mathu on Apr 27, 2020 11:45:00 AM
“It’s not every day that you get to lean in and help solve the crisis you see flashing across CNN. The stakes were incredibly high for so many businesses. We knew we needed to get creative and act fast to help Evolve and their local businesses,”
— Tommy Nicholas, CEO, Alloy
Topics: Fintech Small Business Banking Financial Services
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FinovateFall 2018: a look back
By Dalaney Huang on Oct 10, 2018 11:45:00 AM
Finovate, also known as “ the Disneyland of fintech”, is consistently among the most important conferences in the industry. Last week, I spent some time at Finovate Fall 2018 which was — for a fintech novice like me — a crash course on the current industry insights.
Topics: Fintech Financial Services Finovate Digital Transformation
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Fintech Innovation Lab (PFNYC)
By Laura Spiekerman on Nov 29, 2017 11:45:00 AM
There’s a ton of startup advice out here — the revered Paul Graham essays, Eric Ries’ Lean Startup methodology, and Hacker News community discussions, among many others. But it’s not universal, and leaves certain founders with too little guidance.