2 min read

How Neobank is Rethinking Conventional Credit Decisioning

By Andra Hrycenko on Dec 22, 2020 2:02:38 PM

Credit underwriting was once more art than science, with individual bank loan officers examining each application. Today, an ever expanding universe of data feeds sophisticated decisioning models.

Topics: Fintech Fintechs Financial Services Landscape Identity Verification
1 min read

Alloy + Sentilink: Partnering to Combat Synthetic Fraud

By Njeri Mathu on Jun 9, 2020 11:45:00 AM

SentiLink, a provider of identity verification and fraud detection solutions, and Alloy, an identity and risk decisioning platform, announce today a new partnership that enables customers to use SentiLink and Alloy together to target synthetic fraud in real-time.

Topics: Fintech Fraud
2 min read

How Alloy + Middesk Supported SBA Lenders During the PPP

By Njeri Mathu on Apr 27, 2020 11:45:00 AM

“It’s not every day that you get to lean in and help solve the crisis you see flashing across CNN. The stakes were incredibly high for so many businesses. We knew we needed to get creative and act fast to help Evolve and their local businesses,”

— Tommy Nicholas, CEO, Alloy

Topics: Fintech Small Business Banking Financial Services
5 min read

Community Banks & Fintechs: Lessons From The Past Decade

By Njeri Mathu on Apr 20, 2020 11:45:00 AM

Alloy was built on the vision of creating a more dynamic and accessible financial industry, by helping financial companies deploy safe and seamless digital customer experiences. Core to achieving our vision is strengthening the infrastructure of America’s community banks, who represent 97% of US banks.

Topics: Fintech Community Banking Community Banks
1 min read

Cutting through the noise with data

By Richard Scioli on Mar 23, 2020 11:45:00 AM

Synthetic fraud? Biometrics? An abundance of jargon and buzzwords emerge when you begin to research identity validation and data in concert with the creation of a digital account opening strategy. This article attempts to go back to basics and outline some key considerations with data when a financial institution turns toward digital channels for growth.

Topics: Fintech Banking Tech Data Science
3 min read

What Sets Alloy Apart

By Kayla Hartman on Feb 24, 2020 11:45:00 AM

Shortly after moving to New York City, I applied for a new credit card online. Given the lack of history at my new address, I received a notice in the mail requesting a utility bill as proof of my address. Despite having several documents to prove my address, the process of submitting proof felt too cumbersome and I abandoned the application. Little did I know that three years later I’d be working at a fintech company devoted to improving this very process — digital account opening.

Topics: Fintech Data Science
2 min read

Alloy Raises $12 Million in Series A Funding Led by Bessemer Venture Partners to Scale the First Identity Operating System in Financial Services

By Laura Spiekerman on Sep 17, 2019 11:45:00 AM

Alloy, the identity operating system for the financial services industry, today announced it has raised $12 million in Series A funding. Bessemer Venture Partners led the round and was joined by previous investors including Eniac Ventures and Primary Venture Partners.

Topics: Fintech KYC/AML Compliance & Legal Digital Identity Digital Finance BaaS
3 min read


By Edwina Johnson on Sep 11, 2019 11:45:00 AM

SAN FRANCISCO (September 11, 2019)– Alloy is named one of the 20 Rising Stars as part of the Forbes 2019 Cloud 100 list, the definitive list of the top 100 private cloud companies in the world, published by Forbes in partnership with Bessemer Venture Partners and Salesforce Ventures.

Topics: Fintech Cloud 100 Forbes Start Up Cloud

New & improved Alloy website

By Laura Spiekerman on Jul 12, 2019 11:45:00 AM

We’re thrilled to unveil our newly redesigned website. The financial services industry is already so complicated, murky, and difficult to navigate, that we wanted to ensure Alloy’s home online was just the opposite: friendly, simple, and transparent.

Topics: Fintech Banking KYC/AML Compliance & Legal Digital Banking
3 min read

KYC (Know Your Company) at Alloy

By Kayla Hartman on May 1, 2019 11:45:00 AM

Sure, KYC typically stands for “know your customer”, not “know your company”, but that does not mean knowing your company is any less important. At the start of a new job, there is a learning curve, during which it is essential to not only understand the ins and outs of the role, but to also develop a sense of the team and the company as a whole. To start, some important questions to think about are:

Topics: Fintech Digital Identity Financial Fraud